Using Apple Pay at Wells Fargo ATMs with iPhone 14: A Step-by-Step Guide

Need to get cash but don’t have your card on you? No problem! If you’ve got an iPhone 14 and an account with Wells Fargo, you can use Apple Pay at their ATMs. It’s a simple process that’ll have you in and out in no time. Just follow these easy steps.

Step by Step Tutorial: Using Apple Pay at Wells Fargo ATMs with iPhone 14

In this section, I’ll guide you through the steps needed to use Apple Pay on your iPhone 14 at a Wells Fargo ATM. It’s a handy skill that’ll make your life easier.

Step 1: Find a Wells Fargo ATM with Contactless Symbol

Look for a Wells Fargo ATM that has the contactless symbol displayed on it.

Finding a contactless-enabled ATM is the first step to using Apple Pay. Wells Fargo has many of these ATMs, so it shouldn’t be too hard. Just keep your eyes peeled for the symbol that looks like a hand holding a card with some waves coming off of it. It’s usually near the card reader.

Step 2: Open Apple Wallet on Your iPhone 14

Access your Apple Wallet on your iPhone 14 and select your Wells Fargo card.

Before you can get your cash, you need to open up your Apple Wallet app. That’s where your digital Wells Fargo card is stored. Just tap on the app and choose the card you want to use. It’s as easy as that.

Step 3: Authenticate Your Identity

Use Face ID, Touch ID, or your passcode to authenticate your identity.

Security is a big deal, especially when it comes to your money. So, before you can proceed, you’ve got to prove that you’re you. If you’ve got Face ID or Touch ID set up, just use that. If not, no sweat – enter your passcode instead.

Step 4: Hold Your iPhone Near the Contactless Reader

Hold the top of your iPhone near the contactless symbol on the ATM.

Now for the fun part. Hold the top of your iPhone close to that contactless symbol you found earlier. No need to wave it around like a magic wand – just get it close and your phone will do the rest.

Step 5: Follow the ATM Prompts

Follow any additional prompts on the ATM to complete your transaction.

After your phone and the ATM have had a little chat, the ATM might ask you a few questions on the screen, like how much money you want. Just answer the prompts and you’re golden.

Once you’ve finished all the steps, the ATM will give you your cash. It’s almost like magic, but it’s really just some super-smart technology making your life easier.

Tips: Using Apple Pay at Wells Fargo ATMs with iPhone 14

  • Make sure your iPhone 14 is charged – you don’t want it dying mid-transaction.
  • Double-check that you’ve added your Wells Fargo card to your Apple Wallet beforehand.
  • Ensure that your iPhone’s software is up to date to avoid any glitches.
  • Remember that not all Wells Fargo ATMs are contactless-enabled, so look for the symbol.
  • If the ATM isn’t reading your phone, try removing any thick phone cases that might be blocking the signal.

Frequently Asked Questions

Do I need a physical Wells Fargo card to use Apple Pay at their ATMs?

No, you don’t need your physical card if you have it set up in Apple Wallet.

Is it safe to use Apple Pay at an ATM?

Yes, it’s safe. Apple Pay requires authentication, which adds an extra layer of security.

Can I use Apple Pay at any ATM?

No, only at ATMs that are contactless-enabled and support Apple Pay.

What if the ATM doesn’t have the contactless symbol?

If there’s no symbol, you can’t use Apple Pay there. You’ll need to find another ATM.

Will I be charged a fee for using Apple Pay at a Wells Fargo ATM?

No, Wells Fargo doesn’t charge a fee for using Apple Pay at their ATMs.


  1. Find a contactless-enabled Wells Fargo ATM.
  2. Open Apple Wallet and select your Wells Fargo card.
  3. Authenticate your identity with Face ID, Touch ID, or a passcode.
  4. Hold your iPhone close to the ATM’s contactless reader.
  5. Follow the ATM prompts to complete your transaction.


So there you have it, folks – the ins and outs of using Apple Pay at Wells Fargo ATMs with your iPhone 14. It’s a neat little trick that can come in handy when you’re in a pinch or just don’t feel like carrying around your physical wallet. With the rise of digital banking, being able to handle your financial transactions with just a few taps on your phone is the kind of convenience we’ve all been dreaming of.

Remember, though, not all ATMs are equipped with the fancy tech needed for Apple Pay, so keep an eye out for that contactless symbol. Also, keep your phone’s software up to date to avoid any hiccups during the process. And, of course, make sure your phone has enough juice to get you through the transaction. There’s nothing worse than a dead phone when you’re trying to get some cash.

Embrace the future of banking with confidence, and next time you’re at a Wells Fargo ATM with your iPhone 14, give Apple Pay a whirl. You might just wonder how you ever lived without it. Happy tapping!