How to Use PayPal to Pay In-Store with iPhone and iPad

To pay in-store using PayPal on your iPhone or iPad, you must link your PayPal account to your Apple Wallet. Then, when you’re at a store that accepts contactless payments, you can use your device as a digital wallet to complete the purchase. It’s a handy way to pay without cash or cards, and it’s secure too.

After linking your PayPal account to your Apple Wallet, you’ll be able to use your iPhone or iPad to make payments in any store that accepts contactless payments. Your device will use Near Field Communication (NFC) technology to communicate with the store’s payment terminal, and the transaction will be processed securely through PayPal.


Ever found yourself at the checkout line without your wallet? Well, if you have your iPhone or iPad on you, there’s no need to panic! With the digital age upon us, the way we pay for things has drastically changed. PayPal, one of the leaders in online payments, has made it even easier for us to part with our hard-earned cash. Using PayPal to pay in-store on your iPhone or iPad is a convenient, quick, and secure method to make purchases without the need for physical cards or cash.

This capability is particularly important for those who prefer contactless payments, especially in the current climate where minimizing contact is preferred. It’s also a great option for those who love to keep all their finances in one place – your phone! So, whether you’re tech-savvy or just love the convenience of paying with a tap, this article is for you. Let’s dive in and learn how to set up and use PayPal for in-store purchases on your Apple devices!

How to Use PayPal to Pay In-Store on iPhone and iPad

Before you can start tapping away at the register, there are a few simple steps you need to follow to set up your PayPal account for in-store purchases on your iPhone or iPad.

Step 1: Link PayPal to Apple Wallet

First, open your PayPal app and link your account to your Apple Wallet.
Linking your PayPal account to your Apple Wallet is straightforward. Just open the PayPal app, go to the ‘Wallet’ section, and follow the prompts to add your PayPal account to your Apple Wallet.

Step 2: Set PayPal as Default Payment

Next, set PayPal as your default payment method in Apple Wallet.
Once your PayPal account is linked, you’ll need to ensure it’s set as your default payment method. This way, when you’re ready to pay, your device will automatically use PayPal without you having to choose it each time.

Step 3: Use at Checkout

Finally, when you’re at a store that accepts contactless payments, use your iPhone or iPad to complete the purchase.
At checkout, simply hold your device near the payment terminal with your finger on Touch ID, or if you’re using Face ID, double-click the side button and glance at your device to authenticate. Your payment will be processed securely through PayPal.


ConvenienceUsing PayPal through your Apple device means you can leave your wallet at home. All your payment information is stored securely on your device, ready for use.
SecurityPayPal utilizes advanced security features to protect your financial information, and transactions are encrypted for added safety.
SpeedContactless payments with PayPal are faster than traditional methods, saving you time at the register.


Limited AvailabilityNot all stores accept contactless payments, so you might still need to carry your physical wallet for some purchases.
Dependence on DeviceIf your iPhone or iPad battery dies, or if you forget your device, you won’t be able to use PayPal to pay in-store.
Internet ConnectionYou’ll need a stable internet connection to complete the transaction, which could be an issue in areas with poor connectivity.

Additional Information

Keep in mind that while using PayPal to pay in-store on your iPhone or iPad is a fantastic feature, it’s not available everywhere. Before you head out, it’s wise to check if the stores you plan to visit accept contactless payments. Also, ensure your PayPal account is topped up or linked to your bank account or card to avoid any payment hiccups.

If you’re concerned about security, know that PayPal has robust measures in place to protect your information. Plus, transactions made with your iPhone or iPad are authenticated using Touch ID or Face ID, adding an extra layer of security.

Remember, using PayPal in-store could also earn you rewards, just like a regular credit card. So, if you’re looking to rack up points or cashback, this could be a savvy way to do it. Keep an eye on your PayPal account for any special offers or promotions that might apply to in-store purchases.


  1. Link PayPal to Apple Wallet
  2. Set PayPal as Default Payment
  3. Use at Checkout

Frequently Asked Questions

What if my iPhone doesn’t have Touch ID or Face ID?

You can still use PayPal to pay in-store by entering your passcode on the device when prompted at the payment terminal.

Can I use PayPal to pay in-store on Apple Watch?

Yes, if your PayPal is linked to your Apple Wallet, you can use your Apple Watch in the same way as your iPhone or iPad.

Is there a fee for using PayPal in-store?

No, there are no additional fees for using PayPal to make in-store purchases through your iPhone or iPad.

What happens if the payment doesn’t go through?

First, ensure that you have a stable internet connection. If the issue persists, check your PayPal account to ensure it has sufficient funds or that it’s properly linked to a funding source.

Can I return an item bought using PayPal in-store?

Yes, returns are processed by the store according to their return policy. The refund will be credited back to your PayPal account.


Using PayPal to pay in-store on your iPhone or iPad is a game-changer for anyone looking to streamline their shopping experience. It’s quick, convenient, and secure, and with a few simple steps, you can ditch the wallet and start tapping away.

Always make sure you’re up to date with the latest app versions and keep an eye on which stores accept these contactless payments to avoid any checkout surprises. Happy shopping!