You can check your Apple Card balance anytime in the Wallet app on your iPhone, and on the web from any browser. This guide shows where to find your current balance, statement balance and available credit, what each number means, how to see payments and transactions, and how to check on an iPad or computer.
Quick Answer
Open Wallet on your iPhone and tap Apple Card. Your Card Balance and available credit appear at the top of the card screen.
Check Your Balance on iPhone
- Open the Wallet app.
- Tap Apple Card.
- Read Card Balance and the Available credit amount below it.
Tap the balance for more detail, including your statement balance, payments and credits.
What the Numbers Mean
| Term | Meaning |
|---|---|
| Card Balance (total) | Everything you owe right now, including recent purchases |
| Statement balance | What you owed when your last monthly statement closed; pay this to avoid interest |
| Available credit | Credit limit minus your current balance and pending charges |
| Minimum payment | The least you can pay by the due date to stay current |
See Transactions and Statements
- Scroll down on the Apple Card screen to see Latest Transactions. Tap one for details.
- Tap the More (⋯) button, then Card Details or Monthly Statements, depending on your iOS version.
- Weekly and monthly activity charts show spending by category.
Check on iPad or the Web
- iPad: go to Settings > Wallet & Apple Pay and tap Apple Card to see balance and payments.
- Web: go to card.apple.com and sign in with your Apple Account to see your balance, statements and payments from any computer.
Make a Payment
- In Wallet, tap Apple Card, then Pay.
- Drag the payment wheel to choose an amount; Wallet shows the interest impact.
- Tap Pay Now or Pay Later and confirm with Face ID or Touch ID.
Set up Scheduled Payments to pay automatically each month.
Get Balance Notifications
In Wallet, tap Apple Card, then More (⋯) > Card Details > Notifications to turn on alerts for transactions and payment reminders.
Troubleshooting
- Apple Card doesn’t appear: make sure you’re signed in with the Apple Account that owns the card, and that Wallet is up to date with iOS.
- Balance looks wrong: pending charges and refunds can take a few days to post.
- Need help: in Wallet, tap Apple Card > More > Message to chat with a specialist.
Frequently Asked Questions
Is Apple Card balance the same as Apple Cash?
No. Apple Cash is a separate balance you can spend or send. See it in Wallet under Apple Cash.
Can I check my balance with Siri?
Siri may answer questions about your Apple Card balance, depending on your iOS version and region. Open Wallet for the most detail.
Summary
- Wallet > Apple Card shows your balance and available credit.
- Pay the statement balance to avoid interest.
- Use card.apple.com on a computer.
- Turn on notifications for transactions and reminders.
Kermit Matthews is a freelance writer based in Philadelphia, Pennsylvania with more than a decade of experience writing technology guides. He has a Bachelor’s and Master’s degree in Computer Science and has spent much of his professional career in IT management.
He specializes in writing content about iPhones, Android devices, Microsoft Office, and many other popular applications and devices.