How to Activate Bank Account in Google Pay Without SMS: A Simple Guide

how to activate bank account in google pay without sms

Alright, so you’re ready to activate your bank account in Google Pay but hitting a snag with the SMS verification? No worries! You can get it done without SMS. Instead, we’re going to use a different method which involves your bank’s net banking credentials or UPI ID. Let’s dive into it.

Step-by-Step Tutorial to Activate Bank Account in Google Pay Without SMS

Here’s a simple guide to help you activate your bank account in Google Pay without needing SMS verification.

Step 1: Open Google Pay

First, launch the Google Pay app on your smartphone.

Opening Google Pay is your first step. Ensure you have the latest version of the app to avoid any glitches.

Step 2: Tap on ‘Payment Methods’

Next, navigate to the ‘Payment Methods’ section from the home screen.

Here, you’ll find various options to add and manage your bank accounts or cards.

Step 3: Select ‘Add Bank Account’

Click on ‘Add Bank Account’ to initiate the process.

This option allows you to add a new bank account to your Google Pay.

Step 4: Choose Your Bank

Pick your bank from the list provided.

Google Pay collaborates with numerous banks, so you should find yours listed.

Step 5: Use Net Banking or UPI ID

Opt to verify your bank account using net banking credentials or your UPI ID instead of SMS.

Your bank may offer an alternative verification method like net banking or UPI ID. Choose this to skip SMS verification.

Step 6: Complete Verification

Follow the on-screen instructions to complete the verification process.

This might involve entering your net banking credentials or UPI ID and followed by a quick verification process.

Once you’ve done these steps, your bank account should now be activated in Google Pay. You can now start making transactions seamlessly.

Tips for Activating Bank Account in Google Pay Without SMS

  • Ensure your Google Pay app is updated to the latest version to avoid any compatibility issues.
  • Keep your net banking credentials handy for a quicker verification process.
  • If using UPI ID, make sure it’s linked to the same bank account you’re trying to add.
  • Check your internet connection to ensure a smooth process.
  • Contact your bank if you face any issues with the alternative verification methods.

Frequently Asked Questions about Activating Bank Account in Google Pay Without SMS

Can I use Google Pay without linking my bank account?

No, to make transactions, you need to link a bank account.

What if my bank isn’t listed in Google Pay?

If your bank isn’t listed, you might not be able to use Google Pay with that bank.

Can I link multiple bank accounts in Google Pay?

Yes, you can link multiple bank accounts.

Is it safe to use net banking credentials in Google Pay?

Yes, using net banking credentials is secure as long as you follow standard online security practices.

What happens if the verification fails?

If verification fails, try again or contact your bank for assistance.


  1. Open Google Pay
  2. Tap on ‘Payment Methods’
  3. Select ‘Add Bank Account’
  4. Choose Your Bank
  5. Use Net Banking or UPI ID
  6. Complete Verification


Activating your bank account in Google Pay without SMS is possible, and it’s pretty straightforward if you follow these steps. Whether you’re using net banking credentials or a UPI ID, the process is both efficient and secure. Just ensure you have all necessary details handy and you’re connected to a reliable internet source.

So, don’t be stumped by the SMS verification block. With this alternate method, you can set up your bank account on Google Pay without a hitch. Now you’re all set to make transactions, pay bills, or split costs with your friends easily.

For more detailed guides or troubleshooting tips, keep an eye out for additional resources or reach out to your bank’s support team. Happy transacting!